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Protection Plan Q & A

 


Medical Protection Plan
(Included in Signet Tours package)

Coverages Maximum Benefit Limits
1. Emergency Medical $50,000 (Secondary)
2. Emergency Evacuation $250,000 
  1. Emergency Medical Expense
    Provides reimbursement for medical expenses if you require emergency treatment for a sickness or injury while on your trip.

  2. Emergency Evacuation
    In the event of a sickness or injury during your trip, this benefit provides emergency transportation from the hospital you are first taken to the nearest hospital where approporiate medical treatment can be obtained. 

 


Comprehensive Protection Plan
(Extra charge)

Purchase Online

 

Comprehensive Plan Cost
Trip Cost (US$) 0-39 40-59 60-64
65-69 70-74 75-79 80+
       $0-$2,000 $67 $83 $107 $123 $155 $193 $293
$2,001-$3,000 $107 $138 $184 $217 $275 $346 $525
$3,001-$4,000
$142 $187 $251 $299 $378 $477 $720
$4,001-$5,000
$188 $251 $339 $406 $513 $650 $978
$5,001-$6,000 $221 $297 $404 $485 $616 $783 $1,184
$6,001-$7,000
$271 $366 $500 $603 $765 $974 $1,470
$7,001-$8,000
$302 $410 $561 $678 $861 $1,097 $1,656
  $8,001-$10,000 $404 $550 $754 $916 $1,160 $1,484 $2,243
$10,001-$15,000 $527 $721 $992 $1,210 $1,532 $1,965 $2,967
$15,001-$20,000 $742 $1,021 $1,410 $1,726 $2,188 $2,811 $4,240
$20,001-$30,000 $1,071 $1,479 $2,049 $2,515 $3,188 $4,102 $6,182

 

Comprehensive Plan + CFAR(Cancel for any reason)
Must be insured for FULL amount of trip cost. NY & WA Residents Not Eligible.
Trip Cost (US$) 0-39 40-59 60-64
65-69 70-74 75-79 80+
       $0-$2,000 $111 $137 $177 $204 $256 $319 $485
$2,001-$3,000 $176 $229 $305 $359 $456 $573 $869
$3,001-$4,000
$235 $309 $415 $494 $625 $789 $1,191
$4,001-$5,000
$311 $415 $561 $671 $848 $1,075 $1,618
$5,001-$6,000
$365 $491 $669 $803 $1,020 $1,295 $1,958
$6,001-$7,000 $448 $606 $828 $998 $1,266 $1,611 $2,432
$7,001-$8,000 $500 $679 $929 $1,122 $1,424 $1,815 $2,739
$8,001-$10,000
$669 $910 $1,248 $1,515 $1,918 $2,456 $3,710
$10,001-$15,000 $871 $1,193 $1,642 $2,001 $2,535 $3,252 $4,908
$15,001-$20,000 $1228 $1,689 $2,333 $2,856 $3,620 $4,651 $7,014
$20,001-$30,000 $1,772 $2,447 $3,390 $4,161 $5,275 $6,787 $10,228
 
  1. Trip Cancellation
    Provides reimbursement up to the maximum benefit shown on the confirmation, for the cost of your non-refundable tour fee, and airline ticket if you cancel the trip for a covered reason*. Covid-19 is covered as any other sickness.
  2. Trip Interruption
    We will reimburse you, up to the maximum benefit shown on the confirmation of coverage if you or your traveling companion booked to travel with you, are prevented from continuing or resuming your trip due to covered reason**.Covid-19 is covered as any other sickness.
  3. Trip Delay
    Provides reimbursement up to the Plan maximum for covered additional expenses, if you are delayed for 6 or more hours, while in route to or from your trip due to a defined hazard such as delay of Common Carrier, traffic accident, weather, lost or stolen passports, travel documents or money, Quarantine, hijacking, unannounced Strike, natural disaster, civil commotion or riot.
  4. Missed Connection
    Provides reimbursement up to the Maximum Benefit shown on the Confirmation of Coverage, if you miss your cruise or tour departure, scheduled during your trip, that results from cancellation or delay, for three (3) or more hours, of all regularly scheduled airline flights due to Inclement Weather. Coverage is secondary to any compensation provided by a Common Carrier.
  5. Emergency Medical
    Provides reimbursement for emergency medical treatment if sickness or injury occurs while traveling.
  6. Emergency Evacuation 
    In the event of a sickness or injury during your trip, this benefit provides emergency transportation from the hospital you are first taken to the nearest hospital where appropriate medical treatment can be obtained.

* For a complete listing of the benefits. limits, terms and conditions on the Comprehensive Protection Plan, please review your State specific Certificate/Policy of insurance during enrollment.

The plans are underwritten by Nationwide Mutual Insurance Company and its affiliated companies including Nationwide Life Insurance Company, Columbus, Ohio. There are certain restrictions, exclusions and limitations that apply to all services and coverages. Plan benefits, limits and provisions may vary by state. NSM-0216AO (8/22/2022)

* Refer to the Certifficate of insurance for a list of covered reasons.